To succeed in business, you must start with something. Sheer will does not give an aspiring businessperson money to buy supplies. People living in extreme poverty - especially women - are not able to borrow from banks, and local money lenders charge exorbitant interest rates, making repayment nearly impossible.
World Concern provides that spark of hope, in the form of a small business loan, that is often the first step up out of poverty. We have seen how people seize the opportunities loans provide. We have seen the will to succeed flourish with the help of a microloan.
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She and her husband Farid initially had a happy marriage and were content with one son and one daughter. But then Farid became addicted to drugs. Soon their family had no income at all, and they struggled to put food on the table.
But then, she heard about World Concern's microloan program...
That's the situation men and women in Kenya face in some of the rural communities where we work. Because it's not feasible to bank in town, people hide money in their homes. With that comes the risk of losing it in a fire or being robbed.
To meet the unique needs of these remote villages, World Concern helps rural communities in Kenya form village banks. We - and the customers - are pleased with how they work.